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Wedding Insurance

Separate Limits for General Liability and Optional Host Liquor Liability for Weddings

For most, weddings are a once-in-a-lifetime opportunity to celebrate a couple’s unity. From the dress to the food, we know that every bride and groom want everything to turn out perfect. Insurance might be the last thing on your mind during the planning process, but it should be the first!

Give yourselves the gift of peace of mind as you prepare and plan your wedding. On a day when nobody wants anything to go wrong, Carriage Insurance and USLI can make sure it all turns out the right way.

Click the button for an immediate quote on insurance for your wedding day. A lot of time and money goes into planning the perfect wedding. Be sure you are protected against the unexpected. We offer sub-limits for cancellation, photographs/videos, special jewelry and wedding gifts. So sit back and enjoy your day, knowing that if something goes wrong, you’re covered.

Why Wedding Insurance is Important:

  • Coverage allows up to three additional insureds allowed for no additional charge, including the banquet hall facility owner
  • Rehearsal date can be included for no additional charge
  • Medical payments coverage and food/beverage product liability is also included

Examples in Which Coverage is Necessary:

  • A bridesmaid left a candle burning in the dressing room and the facility caught fire
  • The reception event site went bankrupt or out of business and had to cancel
  • The father of the bride had a heart attack and the wedding had to be cancelled
  • The bridal shop filed bankruptcy or went out of business before delivering the dresses
  • The hair stylist and make-up artists did not show up on the wedding day and the deposit was already paid in full 
  • Wedding guests are injured in the case of dancing on a slippery floor

Eligible Risks:

  • One-day weddings with up to 500 attendees
  • Applicants hosting the wedding
  • Applicants who haven’t purchased a liquor license for the event/not in the business of selling, serving or furnishing alcoholic beverages*

*Applicants ineligible for Wedding Plus may be eligible for Main Event

Most Common Ineligible Risk Characteristics:

  • Use of firearms or fireworks
  • Located in AK, LA, WV
  • Liquor coverage requested in AL, IA, MS, OR, RI