Universal Life Insurance in Hudson, Ohio | Carriage Insurance
In town, in person, in your best interest.


Universal life insurance offers the protection of term life insurance with the benefit of greater flexibility and choice in your amount of coverage and the cost of your premiums. Adjustable premiums also mean the option to increase your policy’s cash value. Depending on your policy, you can use this cash benefit to lower premiums down the road or increase your death benefits.



The Carriage team can help you evaluate your life insurance needs and determine whether universal insurance is right for you. We will consider the cost of premiums and whether a policy with a guaranteed rate of return or a variable rate will best achieve your savings goals. Our experts can present you with a universal policy that’s straightforward, manageable and keeps yours and your loved ones’ best interests at hand.