Commercial Auto Insurance in Hudson, Ohio | Carriage Insurance
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COMMERCIAL AUTO Insurance

Let us help you understand your Business Auto exposure in Ohio

Are your employees on the move in company-owned or leased commercial vehicles? Be sure to protect your business with a commercial auto liability policy. Similar to personal auto insurance, a commercial plan covers both personal injury and property damage when accidents happen.   It can also cover all your trucks, cars, trailers, drivers and other motorized equipment.

Typical coverage includes:

  • Bodily injury liability
  • Property damage liability
  • Medical payments
  • Physical Damage (Comprehensive & Collision Deductibles)

Every business is different and requires a quick overview of how you operate your fleet of vehicles or just a few.   Many of our clients do not have vehicles, but they are still exposed to a potential commercial auto claim.

Hired & Non-Owned Auto Liability

If your employee is using their own vehicle to run to the bank or on a company errand, you have exposure to a claim.  You may rent a car for the business which exposes you to a commercial auto claim.  Regardless if you have a company car or not you should take the time to understand Hired & Non-Owned Auto liability.   This coverage will provide the business coverage for certain liabilities arising from the use of a rented or leased (hired), or a non-owned vehicle.   The non-owned vehicle would include an employee using their own personal vehicle on behalf of the business.   It is a very inexpensive coverage to add to your policy, but one that should not be overlooked.

Take the time to understand how your business should be protected by calling one of our agents at Carriage Insurance.   Call (330) 650-1948.

 


 

WHY CARRIAGE?

The team at Carriage is prepared to draft a plan that goes beyond even your most basic commercial auto insurance needs. We can provide policies that also include comprehensive protection, collision, uninsured and underinsured motorist protection, hired auto physical damage and liability coverage, additional expense coverage, and employer’s non-ownership liability coverage, among others. Let us help you create a policy that protects your drivers and vehicles when they’re on the road.